A man in a raincoat walks through knee-high water behind his house.
A man walks through his yard, flooded with the remnants of Tropical Storm Ida, in Norfolk, Virginia, in 2009. Steve Helber/AP

A new study finds that at the high end of predicted sea-level rise, many thousands of homes in the U.S. could flood 26 times a year.

This story was originally published by The Guardian and is reproduced here as part of the Climate Desk collaboration.

Sea level rise driven by climate change is set to pose an existential crisis to many U.S. coastal communities, with new research finding that as many as 311,000 homes face being flooded every two weeks within the next 30 years.

The swelling oceans are forecast repeatedly to soak coastal residences collectively worth $120 billion by 2045 if greenhouse gas emissions are not severely curtailed, experts warn. This will potentially inflict a huge financial and emotional toll on the half a million Americans who live in the properties at risk of having their basements, backyards, garages, or living rooms inundated every other week.

“The impact could well be staggering,” said Kristina Dahl, a senior climate scientist at the Union of Concerned Scientists (UCS). “This level of flooding would be a tipping point where people in these communities would think it’s unsustainable. Even homes along the Gulf Coast that are elevated would be affected, as they’d have to drive through salt water to get to work or face their kids’ school being cut off. You can imagine people walking away from mortgages, away from their homes.”

The UCS used federal data from a high sea-level rise scenario projected by the National Oceanic and Atmospheric Administration, and combined it with property data from the online real estate company Zillow to quantify the level of risk across the lower 48 states.

Under this scenario, where planet-warming emissions are barely constrained and the seas rise by about 6.5 feet globally by the end of the century, 311,000 homes along the U.S. coastline would face flooding on average 26 times a year within the next 30 years—the typical lifespan for a new mortgage.

Louis Fernandez walks along a flooded Collins Ave. from his apartment to a nearby restaurant in Miami Beach in September 2015. (Lynne Sladky/AP)

The losses would multiply by the end of the century, with the research warning that as many as 2.4 million homes, worth around 1 trillion dollars, could be put at risk. Low-lying states would be particularly prone, with 1 million homes in Florida, 250,000 homes in New Jersey, and 143,000 homes in New York at risk of chronic flooding by 2100.

This persistent flooding is likely to rattle the housing market by lowering property prices and making mortgages untenable in certain areas. Flood insurance premiums could rise sharply, with people faced with the choice of increasing clean-up costs or retreating to higher ground inland.

“Unfortunately, in the years ahead many coastal communities will face declining property values as risk perceptions catch up with reality,” said Rachel Cleetus, an economist and climate policy director at UCS. “In contrast with previous housing market crashes, values of properties chronically inundated due to sea level rise are unlikely to recover and will only continue to go further underwater, literally and figuratively.”

The report does not factor in future technological advances that could ameliorate the impact of rising seas, although the U.S. would be starting from a relatively low base compared with some countries given that it does not have a national sea-level rise plan. And the current Trump administration has moved to erase the looming issue from consideration for federally funded infrastructure.

The oceans are rising by about 3 millimeters a year due to the thermal expansion of seawater that’s warming because of the burning of fossil fuels by humans. The melting of massive glaciers in Greenland and Antarctica is also pushing up the seas—NASA announced last week that the amount of ice lost annually from Antarctica has tripled since 2012 to an enormous 241 billion tons a year.

This slowly unfolding scenario is set to pose wrenching choices for many in the U.S. Previous research has suggested that about 13 million Americans may have to move due to sea-level rise by the end of the century, with landlocked states such as Arizona and Wyoming set for a population surge.

“My flood insurance bill just went up by $100 this year; it went up $100 the year before,” said Philip Stoddard, the mayor of South Miami. “People on the waterfront won’t be able to stay unless they are very wealthy. This isn’t a risk, it’s inevitable.”

“Miami is a beautiful and interesting place to live—I’m looking at a lizard on my windowsill right now,” he said. “But people will face a cost to live here that will creep up and up. At some point they will have to make a rational economic decision and they may relocate. Some people will make the trade-off to live here. Some won’t.”

About the Author

Most Popular

  1. A man walks his dog on a hilltop overlooking San Francisco in the early morning hours on Mount Davidson.
    Equity

    When Millennials Battle Boomers Over Housing

    In Generation Priced Out, Randy Shaw examines how Boomers have blocked affordable housing in urban neighborhoods, leaving Millennial homebuyers in the lurch.

  2. A photo shows the Amazon logo on a building.
    Amazon HQ2

    Amazon’s HQ2 Spectacle Isn’t Just Shameful—It Should Be Illegal

    Each year, local governments spend nearly $100 billion to move headquarters and factories between states. It’s a wasteful exercise that requires a national solution.

  3. A photo of a resident of Community First Village, a tiny-home community for people who were once living in homelessness, outside of Austin, Texas.!
    Design

    Austin's Fix for Homelessness: Tiny Houses, and Lots of Neighbors

    Community First! Village’s model for ending homelessness emphasizes the stabilizing power of social connections.

  4. Life

    Amazon HQ2 Goes to New York City and Northern Virginia

    After Jeff Bezos set off one of the highest-profile bidding wars in modern history, Amazon picked two East Coast cities for its new headquarters. The surprise extra: There's something in it for Nashville, too.

  5. Cyclists and walks use a trail beside Lady Bird Lake in Austin, Texas.
    Life

    HQ2 Is Only Part of the Story of Big-Tech Expansion

    Amazon HQ2 may be split between superstar cities, but San Francisco’s big tech firms are starting to expand into smaller, non-coastal places.