Justice

The City With the Most Expensive ACA Insurance in the U.S.

There’s only one individual-market carrier in Charlottesville, Virginia, and its premiums are too high for many residents to afford.
When health-insurance premiums skyrocketed in Charlottesville, Virginia, Garnett and Dave Mellen chose to temporarily move in with their college-aged daughter in Richmond.Julia Rendleman/Kaiser Health News

CHARLOTTESVILLE, Va.—When Garnett and Dave Mellen sent their 19-year-old daughter, Gita, off to college an hour away at Virginia Commonwealth University last fall, they didn’t expect to follow her.

But in November, the family received notice that their monthly health-insurance premium in Charlottesville would triple for 2018, from $1,200 to an unaffordable $3,600. So, the Mellens, both longtime local business owners, packed their bags and spent time with Gita in her off-campus apartment in Richmond.